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Purchase a HUD Home for Only $100 Down

Posted by Matthew T. Smoot on April 27, 2017 at 10:00 AM Comments comments (0)

Purchase a HUD Home for Only $100 Down

There is a great new program available now for purchasers who are looking to buy a HUD home.  All that is needed is $100 for your down payment instead of the minimum 3.5% down if you were to go with an FHA loan.  In order to qualify you must meet the following requirements:

1.  You must use a HUD registered broker.  Not all broker's and agents wi...

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Understanding Disclosure Laws for Sellers

Posted by Matthew T. Smoot on February 15, 2017 at 12:35 AM Comments comments (0)


Understanding Disclosure Laws for Sellers

Knowing what the law says about disclosure is an important part of the real estate sales process. You need to be aware of what you are expected to disclose to potential buyers, both to avoid breaking any laws and to help you better plan your sales process. Of course as a real estate agent you want to present the best points of the home...

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10 Easy Ways to Safeguard Your Home and Prepare for an Emergency

Posted by Matthew T. Smoot on February 5, 2017 at 2:10 PM Comments comments (0)


10 Easy Ways to Safeguard Your Home and Prepare for an Emergency

When disasters strike, they come without warning. This is why you need to prepare for emergencies ahead of time. These 10 tips will help safeguard your home and family, and save you time, money, and stress should an emergency occur.
 
Protect your home from break-ins.

A home ...
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Cost vs. Value: Which Home Improvements Offer the Highest ROI in 2017?

Posted by Matthew T. Smoot on January 27, 2017 at 1:10 PM Comments comments (0)


 
 
With the many different projects reported annually in Remodeling Magazine's Cost  vs. Value Report, not much has changed from last year...and that's not a bad thing. The 29 projects found on this year's report paid back an average of 64.3 cents on t...
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Housing Made More Affordable with FHA's Reduction in Mortgage Insurance

Posted by Matthew T. Smoot on January 19, 2017 at 11:45 AM Comments comments (0)

Housing Made More Affordable with FHA's Reduction in Mortgage Insurance

Annual mortgage insurance premiums for Federal Housing Administration (FHA)-backed mortgages are lowering toward their pre-bust level, with FHA announcing on Monday another reduction, this time to 0.60 percent for most borrowers. The one-quarter point reduction is expected to save FHA-insured borrowers with a closin...
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Housing Made More Affordable with FHA's Reduction in Mortgage Insurance

Posted by Matthew T. Smoot on January 19, 2017 at 11:45 AM Comments comments (0)

Housing Made More Affordable with FHA's Reduction in Mortgage Insurance

Annual mortgage insurance premiums for Federal Housing Administration (FHA)-backed mortgages are lowering toward their pre-bust level, with FHA announcing on Monday another reduction, this time to 0.60 percent for most borrowers. The one-quarter point reduction is expected to save FHA-insured borrowers with a closin...
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New Year Predictions: What to Expect with Real Estate in 2017

Posted by Matthew T. Smoot on January 13, 2017 at 2:55 PM Comments comments (0)

The new year is here and with it comes new factors which can and will affect real estate throughout the year. Below you will find what the experts are expecting in 2017. Keep an eye on the following:
 

1. Increased interest rates will be a game-changer.
While interest rates are still some of the lowest they've been in years, they are increasing and will be a motivating factor for buyers early in the first q...
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6 Things to Avoid Wasting Money on in Your New Home

Posted by Matthew T. Smoot on April 27, 2016 at 2:05 PM Comments comments (0)

6 Things to Avoid Wasting Money on in Your New Home

OK, we've said it time and again, but it bears repeating: Buying a home is a very big expense-and once you've kicked off all that spending, it's easy to find yourself caught up in rampant lifestyle inflation. After all, you've got an enormous, shiny new house just waiting to be filled with all sorts of nice stuff, right?
Well, take some ...
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How to Shave 4 Years off Your Mortgage

Posted by Matthew T. Smoot on February 26, 2016 at 12:50 AM Comments comments (0)

How to Shave 4 Years off Your Mortgage

As we enter into the peak of the home buying season, it is now a good idea to think about ways to reduce the term of your mortgage.   

According to most lending professionals, the best way to do this ...

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Top Reasons to Buy NOW Instead of Renting or Waiting Until Next Year

Posted by Matthew T. Smoot on February 10, 2016 at 12:25 AM Comments comments (0)

Top Reasons to Buy NOW Instead of Renting or Waiting Until Next Year

 

Based on prices, mortgage rates and soaring rents, there may have never been a better time in real estate history to purchase a home than right now. Here are five major reasons purchasers should consider buying.

1. Competition is about to Increase

Every spring a surge of prospect...

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