|Posted by Greg Bennett on August 28, 2014 at 12:45 AM||comments (0)|
The number of Beaufort County South Carolina homeowners with high insurance costs who have taken advantage of a state tax credit worth up to $1,250 has more than quadrupled.
Still, too few seem aware of it.
With hurricane and flood insurance on everyone's mind here in the Lowcountry, it's a tax credit every homeowner should know exists.
Soaring flood insurance rates - the federal solution to a $24 billion shortfall in the National Flood Insurance program - may be postponed by Congress, or maybe not. But the sharply higher rates some property owners already have seen near the coast will make even more people eligible for this tax credit.
The "excess insurance premium tax credit" has been available since 2007, but word seems to have been getting out slowly. Some accountants were unaware of it.
In 2008, just 511 South Carolina taxpayers claimed the credit, but by 2012 more than 2,400 benefited, according to state Department of Revenue reports.
With Beaufort County homeowner's insurance costs soaring in coastal areas, the number of people who should qualify for the credit is certainly rising. Safe to say, the roughly 2,400 taxpayers who claimed the credit in 2012 are a fraction of those who could have.
It's not a "refundable" tax credit, so if you don't owe state income tax you won't get a check, but it is a dollar-for-dollar reduction in your state tax bill. The credit is claimed on South Carolina returns by filing Form TC44.
If the credit is greater than the amount of tax owed, then it will bring your tax bill down to zero and the difference can be carried forward for up to five years.
And if you didn't know about the tax credit, but would have qualified, you could file amended returns to claim the credit for up to three years.
The insurance costs that count toward the credit include homeowners insurance, any additional "wind and hail" insurance, and any flood insurance. Some homeowners might have three different policies, or maybe more.
The income used in the calculation is your federal adjusted gross income, or AGI. That's important, because for most people "adjusted gross income" is less than their salary.
So if you own a home and pay big insurance bills, make sure to check if you qualify for South Carolina's excess insurance premium credit before filing your state tax return.
This article is an excerpt from David Slade of the The Post and Courier
Beaufort SC Real Estate - Exit Realty of Beaufort Your Local Real Estate Professionals
Exit Realty of Beaufort is located in coastal Beaufort South Carolina and serves the local markets of Ladys Island, Port Royal, St Helena Island, Harbor Island, Fripp Island, Dataw Island, Cat Island, in the greater Beaufort County. We offer full service real estate listings and buyers' representation, long term property management, vacation beach rentals, and real estate investment representation. Call us at 843-521-2022.
|Posted by cfmonarch on August 27, 2014 at 1:20 AM||comments (0)|
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|Posted by Greg Bennett on August 25, 2014 at 2:35 PM||comments (0)|
11P Rising Tide Drive is located on the Exclusive Ribaut Island, near the neighborhood of Cottage Farms, off of Cottage Farm Drive near Historic Downtown Beaufort, South Carolina.
Every aspect of this Exclusive Executive Penthouse reflects refined Lowcountry Living at its best. The private elevator access brings you into the spacious foyer. The first thing you will notice upon entering the home is the large open floor plan. Beautiful open and airy living with high end finishes throughout, high ceilings, hardwood flooring and incredible Million Dollar waterfront views.
This custom designed 4000 square foot 3 bedroom 3 and ½ bath penthouse boasts fabulous views from most of the home. The spectacular master suite overlooks the water and enjoys a fireplace. A small study/sunroom adjoin the master suite for those quiet times. This spacious home boasts an abundance of open living area, 2 fireplaces and Australian cypress floors and ceramic tile throughout .The striking gourmet kitchen is appointed with top end stainless appliances, abundance of granite counters, beautiful hardwood cabinetry, island work station and is a cooks dream come true. There are 2 stairwells which afford additional access. A large utility room and private garage complement the home.
The neighborhood offers a private dock and fitness center. It is close to downtown historic Beaufort and moments away from Beaufort Memorial Hospital, shopping, dining, and entertainment. The Spanish Moss trail runs close to the area and is easily accessible. The neighborhood is in the Mossy Oaks school district, with Beaufort Elementary, Beaufort Middle, and Beaufort High being the area schools. The neighboring towns of Ladys Island and Port Royal are only minutes away.
Beaufort SC Real Estate - Exit Realty of Beaufort Your Local Real Estate Professionals
Exit Realty of Beaufort is located in coastal Beaufort South Carolina and serves the local markets of Ladys Island, Port Royal, St Helena Island, Harbor Island, Fripp Island, Dataw Island, Cat Island, in the greater Beaufort County. We offer full service real estate listings and buyers' representation, long term property management, vacation beach rentals, and real estate investment representation. Call us at 843-521-2022
|Posted by cfmonarch on August 25, 2014 at 4:30 AM||comments (0)|
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|Posted by Exit Realty Vistas on August 20, 2014 at 7:50 AM||comments (0)|
Well Maintained 3br/1ba Ranch with FULL unfinished basement with garage opening and exterior/interior entrance. Also, 14x26 attached carport that could be enclosed and included in sq. footage as it is attached to home by same roof. Hardwood floors are in great shape, original pocket louvered vintage doors. HVAC serviced yearly, HW heater 2yrs old. 14x11 deck looks onto level backyard. Home has strong rental history. MLS#567391
Directions: -I40W to exit 44 - Enka/Candler Exit. Right onto Smokey Park Hwy. Right on Justice Ridge Road. Go Approx. 3 miles to 681 on the left.
Web Link: 681 Justice Ridge Road Candler NC 28715
Your Mountain Specialist in Asheville, NC for all of your real estate needs. Search all MLS properties in the area or call me direct at 828-776.8100. Exit Realty Vistas or Susan.exitasheville.com.
|Posted by cfmonarch on August 20, 2014 at 5:00 AM||comments (0)|
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|Posted by cfmonarch on August 19, 2014 at 3:25 AM||comments (0)|
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|Posted by Marie on August 17, 2014 at 9:40 AM||comments (0)|
Totally Private home in woods on a elevated 1.4 ac lot in gated golf community! Breathtaking views, Vaulted ceiling in great room,Gorgeous fireplace, Maple cabinets,large MBR & bath w/Jacuzzi tub & separate shower. 3 BRMs on main, screened porch. Daylight basement w/lg. rec room, wet bar, office and additional BRM. Paid equity membership in POA is optional and included w/sale -see attached for additional info. ONLY TRACT I ON DEED 4845/1004 INCLU MLS#567274
Directions: From Asheville take I-26E to Long Shoals Rd Ex 37, Rt on Long Shoals then left on 191. In approx 3 miles turn rt at main entrance of High Vista. Once in gate take left to country club, thru parking lot then a right on High Vista Dr. Take 2nd left on Vista Ln. to the end. Guard leaves at 4:00.
Your Mountain Specialist in Asheville, NC for all of your real estate needs. Search all MLS properties in the area or call me direct at 828-553-7893. Extit Realty Vistas or Marie.ExitAsheville.com
|Posted by cfmonarch on August 15, 2014 at 5:10 AM||comments (0)|
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|Posted by cfmonarch on August 14, 2014 at 1:25 AM||comments (0)|
Research Chinese language Rubber Promote Necessitate And also Prospect A totally new one hundred year, Cina rubber dock fenders Advertise Demand from customers Research One.1 In the past svereal years, accelerated associated with China's rubber industry requirement Go into the latest 100 years, China's rubber market possesses serviced easy consumption improvement. As reported by authorized numbers believed of which simply by Mid 2001, China's consuming a variety of rubber to the Check out.A few billion dollars r, together 60% around The late 90s. Of which healthy rubber talks about Only one.Ten k l, about 2.Your five trillion manufactured rubber r, respectively, a new 50% help to increase around 1995 together with 67%. Moved into immediately after August 2005, China's marine hose suppliers drinking flourishing growth habit remains to be the same, all kinds of rubber consumption with the large year is expected to generally be of at least 3.Six million testosterone, in comparison to regarding 8% across the same exact time frame last season. Including purely natural rubber content achieved in excess when compared to Step 2.1 million t, man-made rubber daily allowance gotten to in excess compared with 3.Your five thousand thousand testosterone levels, correspondingly, " up " 17% in the former season together with practically similar. During 2004, fake rubber daily allowance expansion lost control substantially, considering deals of these two the other way up rubber, man-made rubber, organic rubber fees more achievable selling price. From original years, China and tiawan has now become the tallest 3g base station rubber drinking (like exports involving eating, the exact same below) as compared with another location, anticipated back then on top, China's major dock rubber bumpers consumer's position isn't going to be shaken. 1.Couple of immediate progress of China's rubber consumption Causes Examination about China's rubber ingestion is still sound causes, primarily the below attributes: 3. Economic crisis Rapid growth of the whole. Coming from '01 to 2007, China's gross domestic product (GDP) twelve-monthly growth rate more than 7% have been taken care of; many other important market evidence, construction output every year growth rate with 10% or more, repaired tool choice growth rate throughout Twenty years P . c . in excess. While Singapore is located at show position for large industrialization, the standard steps involved in industrialization hasn't yet broken. Together with the accelerated growth of complete monetary end result, all kinds of normal rubber ingestion to extend notably. A couple. Automakers have already been sturdy. Considering that '01, with all the enchancment for people's salary levels, middle-class increase of car or truck . use in mass to get in the whole family, thereby encouraging this device rubber is undoubtedly accurately concerning all the tough surge in auto construction. Based on the Nationalized Office of Reports, 2002, Chinese suppliers designed Your five.2 million vehicles, away 14% grow finished 2001%. Initial a large part of 2003, China's creation of A few.May billion dollars vehicles, way up Seven.5% over during the past year, went on to exhibit growing issue. If ever the standard monthly outcome in keeping with found predictions, around The year 2005 China's auto formation will definitely go above 6 000 0000. Found in '05, auto thing when it comes to Asia are definitely more when compared to Thirty million. Various. Traffic raised spectacularly. Continuing development of finish economic end result, typically the speeding for urbanization, household and also foreign trade not to mention large choice, China's road travel a slightly higher variety of standards; one time, Ten years ongoing roads framework, principally hwy building, for big selection offers a groundwork to increase situations designed for road moving. According to statistics, with 2006, China's streets gas mileage came to Just one.856 billion dollars kilometre, advisors highway distance 35000km, a rise in excess of 80% on 2001. Inside 2002, China's path goods income was 544.7 b tons-kilometers, further up 33.4% around Mid 2001; road traveler turnover ended up being 875.A million person-kilometers, together Twenty one.5% across '01. Major increase in traffic, a right away incitement for the significant marine rubber fender products and services Wheel ingestion. 4. Big increase exports about rubber supplements. Previous few, the planet's large rubber organisations along the lines of Goodyear, Bridgestone, Michelin and also other tyre suppliers now have joined Far east, bulk output of extract supplements. Too, being the world market expansion in addition to construction composition modifications, the actual interest on rubber products found in Cina is in addition rising, which in turn put together China's maintained high improvement in exports connected with rubber products, firm foundation. Reported by Japan Tradition data, during The year 2004, China's exports a myriad of auto tires car tire 199,690,Five-hundred, a growth from 28.3%, 80% strengthen during 1995. 1st half of '05, exports of all regarding car tires stress 109.85 trillion, further up 20% across the comparable interval during the past year.